Manoj dey new car fortuner on EMI or CASH मनोज देय की नई फॉरचुनर हें emi पे

मनोज देय की नई कर ली गई हैं ईएमआई पर मनोज ने 20 लाख की डाउन पेमेंट पर 24 किस्तों पर 40 लाख के लॉन पर

देखते हैं क्या हैं उनकी किस्त

1,83,600/- की किस्त है मनोज देय की नई कार fortuner की

1. Calculate the Loan Amount:
   Loan amount = Total amount – Down payment
   Loan amount = Rs. 6,000,000 – Rs. 2,000,000
   Loan amount = Rs. 4,000,000
2. Calculate Monthly Interest Rate:
   Monthly interest rate = Annual interest rate / 12
   Annual interest rate = 8%
   Monthly interest rate = 8% / 12 = 0.6667% per month
   Monthly interest rate = 0.006667 (in decimal)
3. Calculate EMI using the formula:
   [ EMI = P \times \frac{r \times (1 + r)^n}{(1 + r)^n – 1} ] Where:

• P = Loan amount (principal)
• r = Monthly interest rate
• n = Loan tenure in months Given:
• Loan amount (P) = Rs. 4,000,000
• Monthly interest rate (r) = 0.006667
• Loan tenure (n) = 24 months Now, calculate (1 + r)^n:
  [ (1 + 0.006667)^{24} \approx 1.169865 ] Calculate the numerator:
  [ r \times (1 + r)^n = 0.006667 \times 1.169865 \approx 0.007802 ] Calculate (1 + r)^n – 1:
  [ (1 + r)^n – 1 = 1.169865 – 1 = 0.169865 ] Divide numerator by denominator:
  [ \frac{0.007802}{0.169865} \approx 0.0459 ] Multiply by loan amount:
  [ EMI = 4,000,000 \times 0.0459 \approx Rs. 183,600 ]

Therefore, the EMI for a loan amount of Rs. 4,000,000 at 8% annual interest rate, with a down payment of Rs. 2,000,000, and a tenure of 24 months is approximately Rs. 183,600 per month.